Savings tracker – Finza for iPhone

The good stuff

It’s honestly refreshing how little it tries to do. Logging an expense? Tap, type, done. Took me less than ten seconds to add my coffee run yesterday. The interface is so minimal it almost feels like a placeholder, but that’s the point - it doesn’t distract you from the actual task. I can see all my accounts in one screen, which is huge when you’re juggling a checking account, savings, and a side hustle income. And because everything’s stored locally, I don’t have to worry about some cloud server holding my financial secrets. That’s a win. It also syncs across devices if you use iCloud, which is nice without being a big deal.

The not-so-good

Here’s the catch: a lot of features are locked behind in-app purchases. You can track basic spending for free, but if you want custom categories or detailed reports, you gotta pay. That’s not a dealbreaker for me since I only need the basics, but if you’re someone who likes digging into your spending habits with charts and breakdowns, this won’t cut it. Also, no investment tracking or bill reminders. It’s not built for people who want to manage more than just daily cash flow. If you’re used to apps like Mint or YNAB, this feels kinda barebones. But honestly, that’s why I like it - it’s not trying to be everything to everyone.

Bottom line

If you’re looking for a distraction-free, free way to keep tabs on your income and expenses on iPhone, Savings tracker - Finza is worth the download. It’s not flashy, but it gets the job done without forcing you to pay or create an account. Perfect for folks who just want to stay aware of their money without overcomplicating things. Skip it if you need deep analytics or full-featured budgeting tools. But if you want something quiet, simple, and actually useful every day - this is solid.